We are committed to safeguarding your privacy. Please read the
following policy to understand how your personal information will be
treated as you use our services.
The Security We Use to Protect Your Information
We use SSL (Secure Sockets Layer) technology to protect all data
transmitted between browsers and our servers. In order to use the
site, users are required to be running an SSL-capable browser.
What Information We Collect From You
We collect various types of personal information about you during the
normal course of offering and providing real estate and/or mortgage
services. This includes but is not limited to: Information you provide
in order to purchase a home and/or obtain a home loan including your
name, phone number, address, social security number, email address,
employer's name and address, income, assets, liabilities, and answers
to questions of both personal and financial matters; communications
from you regarding your loan(s) such as a change of employment;
information obtained from third parties such as consumer reporting
agencies or credit bureaus, employers, depository institutions and
others, that we use to evaluate a loan application; information that
we may gather in compliance with certain laws and regulations, such as
the Home Mortgage Disclosure Act.
Sharing of the Information Gathered on This Site
We are the sole owner of the information collected on this site.
However, in order to process your loan we must share some of the
information with certain third parties. These third parties include:
appraisal companies, credit agencies, lenders, mortgage insurance
companies, title and escrow companies.
We also use a third party, Telx Computers, Inc., to host our web site,
including our online data collection forms. Telx Computers, Inc. has
access to the user information for purposes such as maintaining the
site.
What Cookies Are and How They Are Used
A cookie is a small amount of data that is sent to your browser from a
web server and stored on your computer's hard drive. Our site has
programs that use cookies to maintain session information to remember
who you are as you go from page to page. To protect your privacy we do
not use cookies to store or transmit any personal information about
you on the Internet.
External Links
This site contains external links (links to other sites). We are not
responsible for the privacy practices or the content of such web
sites.
If you have any questions about this privacy statement, the practices
of this site, or your dealings with this web site, please contact us.
Updating or Deleting Your Information, Including Demographic and Profile Data
You may update or delete your information at any time prior to
completing an online data form. Once your online form is completed and
submitted, you will not be able to change any of the information
online. You will need to contact us via email, phone or postal mail to
request that we update or delete your information.
Demographic and Profile Data
We may share certain aggregated demographic and profile data with
government agencies. Aggregate data excludes information that would
enable any individual to be identified. We also collect certain data
(including your IP address) about your visit to our web site in our
log files to enable us analyze site traffic and gather broad
demographic data. The data in our log files are not linked to
personally identifiable information.
